Global payments & digital asset infrastructure

Connect fiat to
digital finance.
Pay without borders.

Infiat is a modular global financial infrastructure platform: multi-currency virtual accounts, stablecoin collection, fiat ⇄ USDT / USDC conversion and global payouts — built for fast, compliant, seamless money movement between fiat and digital assets.

See the platform For businesses. KYB required.
A
ACME TRADING LTDBusiness account · virtual accounts + stablecoin wallet
Sample data
USD128,400.00VA · local / SWIFT
EUR64,250.00VA · SEPA
USDT96,210.00TRON · TRC-20
Recent activity
Credit · USD virtual account
GLOBAL PARTS INC → beneficiary ACME TRADING LTD
+$ 42,000.00Reconciled · T+0
On-ramp USD → USDT
1 USDT = 1.0008 USD · all-in
+41,966.43 USDTFilled
Payout · SWIFT (POBO)
Sender shown as ACME TRADING LTD → SHENZHEN PARTS CO.
−$ 12,400.00Processing · T+1
Payout · e-wallet
Touch 'n Go · +60 12 ••• 884 · batch #0912
−RM 8,500.00Sent · seconds
View all activity

Currencies, stablecoins and rails already on the platform. Corridors are enabled per customer, and coverage keeps growing.

Fiat · 10+
USDEURHKDGBPSGDBRLMXNNGNKESZAR+ more
Stablecoins
USDTUSDCTRONEthereumBSCBaseSolana
Bank rails
Local bankSWIFTSEPAPIXACHFPS
Cards & wallets
VisaMastercardWeChat PayAlipayUnionPayPayPalTouch 'n GoZaloPay
Company overview

A modular global financial infrastructure platform.

Infiat is built for fast, compliant and seamless money movement — flexible, borderless financial services for businesses and individuals, moving funds between fiat and digital assets.

Four modules cover the platform: account management, asset & chain interoperability, FX conversion and payment solutions. Use them together as one account, or plug in only the modules you need.

EfficientTransparentRigorous
01

Account management

Multi-currency virtual accounts and stablecoin wallets in one ledger, with roles, statements and reconciliation.

02

Asset & chain interoperability

USDT / USDC across major networks, moved, tracked and reconciled from one place — no keys or gas for your team.

03

FX & conversion

Fiat-to-fiat and fiat ⇄ stablecoin at all-in quotes. Confirm what you get before you convert.

04

Payment solutions

Collections, remittances and bulk payouts over local bank, SWIFT, card and e-wallet rails.

The problem we solve

Cross-border money still passes through too many hands.

01

Global banking is highly fragmented

Every market has its own banks, formats and cut-offs. A global business ends up with a patchwork of accounts.

02

Cross-border payments are slow and costly

Correspondent chains add days in transit and deductions that only show up on arrival.

03

Liquidity between fiat and crypto is thin

Moving between bank money and stablecoins means separate providers, separate KYC and separate settlement.

04

Payouts and disbursements are hard to integrate

Every rail and wallet brings its own integration, file format and reconciliation work.

Infiat solves all four on a single platform.

One onboarding, one ledger, one API — accounts, conversion and payouts share the same balance.

AccountsConvertPay out
Platform overview

Three capabilities. One account.

Collect into virtual accounts or stablecoin addresses, convert between fiat and digital assets, and pay out anywhere — from the same balance.

Virtual account · USDACTIVE
Account nameACME TRADING LTD Account no.8930 0421 77 RailsLocal · SWIFT
USDT depositTQm…9f3A
Collect

Virtual accounts & stablecoin collection

Virtual accounts make funds management simple: top up and manage USD, EUR, HKD and 10+ currencies. Collect USDT / USDC across multiple networks — for cross-border trade, digital services and international settlement.

  • Multi-currency VAs
  • USDT / USDC multi-chain
  • Auto-reconciliation
Sell42,000.00 USD
Buy41,966.43 USDT
1 USDT = 1.0008 USDQuote valid for 30 s
Convert

Fiat ⇄ digital asset conversion

On-ramp and off-ramp between fiat and stablecoins. Convert USDT / USDC into USD, EUR, HKD and other currencies in minutes — connecting traditional finance and digital assets so funds can be used where they're needed.

  • On-ramp / off-ramp
  • All-in quotes
  • Fiat-to-fiat
Batch payout · #09123 of 3 sent
SHENZHEN PARTS CO.SWIFT · USD
12,400.00
NUR AZIZAHTouch 'n Go · MYR
8,500.00
LUMEN COMERCIO LTDALocal bank · BRL · T+0
50,000.00
Pay out

Global remittance & payouts

Cross-border remittance and bulk payouts across many countries. Pay employees, suppliers and partners quickly — a simpler process, lower cost and faster global money movement.

  • Local bank · SWIFT
  • E-wallets
  • Batches & approvals
Virtual accounts (VA)

Multi-currency accounts — without opening a bank account in every market.

Multi-currency virtual accounts for business and individual collections and treasury. Local account identifiers in different countries and regions lower the barrier to cross-border collection; every account reconciles independently and tracks its own fund flows, for more financial transparency and operating efficiency.

  • Real-time reconciliation. Every credit is tracked automatically, with the remitter attached.
  • Multi-currency in one place. Collect and pay in many currencies on one platform.
  • Smart fund routing. Automatic sweeping and allocation for better capital efficiency.
  • Stronger financial control. One view of global cash flow across entities and currencies.
  • No physical bank account needed. VAs are configured on top of the master account pool — no separate account opening per market.
Fiat ⇄ stablecoin conversion

A fast, compliant bridge between fiat and stablecoins.

As finance goes digital, converting between fiat and stablecoins is how businesses enter the on-chain economy. Infiat focuses on secure, fast and compliant conversion — liquidity and stability together, so you move between assets without worrying about volatility.

USD · EUR · HKDUSDT · USDC

On-ramp · fiat to stablecoins

Fund with local bank transfer or SWIFT and convert to USDT or USDC. Multiple fiat currencies are supported — USD, EUR, HKD and more — plus card and wallet acquiring for customer-facing flows.

Bank
Local bank transferSWIFT
Cards
VisaMastercard
Wallets
WeChat PayAlipayUnionPay UPOP
USDT · USDCBank account · e-wallet

Off-ramp · stablecoins to fiat

A convenient channel back into fiat, with funds arriving quickly in the designated bank account. Global local-bank payout capability, digital-asset payout and e-wallet disbursement from the same balance.

Bank
SWIFTUS / EU localSoutheast Asia localChina local
Wallets
PayPalAlipayTouch 'n GoZaloPay
On-chain
USDTUSDC

Stablecoins only. No volatile assets.BTCETH

Infiat supports stablecoin services only and does not touch BTC, ETH or other high-volatility cryptocurrencies — a safer, more predictable environment for business funds, with no losses from market swings.

Global remittance & payouts

One-stop cross-border money movement.

Four ways out of the account, chosen per payment: local bank, SWIFT, same-name POBO settlement and local e-wallets.

T+0 / T+1

Local bank transfer

Local bank channels in multiple countries; funds arrive as fast as the same day.

180+ countries

SWIFT international remittance

Coverage of 180+ countries worldwide, suited to large-value settlement.

Same name

POBO same-name settlement

Payments go out in your company's own name, simplifying payment processing and bookkeeping.

Seconds

Local e-wallet payouts

Integrated e-wallet channels to pay individuals and merchants quickly.

FromACME TRADING LTD · USD / USDT Local bank · T+0SWIFTPOBOE-wallet to employees, suppliers and partners — with the sender shown as you.
Why Infiat

Digital and traditional finance, connected.

Stablecoin-native

Payments that connect digital and traditional finance

Infiat combines digital-asset capability with traditional financial services into a native stablecoin payment solution that meets global needs.

One platform

Global coverage, integrated

Mainstream market rails are integrated into a global payment network, giving businesses an efficient, convenient cross-border experience.

Modular

Services that scale with your technology

A modular design lets capabilities be split out and extended — fitting companies of different sizes and scenarios, through the dashboard or the API.

KYB documents & compliance

What you need to onboard.

Infiat onboards businesses through a standard KYB review. Four sets of documents cover it — prepare them up front and the review moves quickly.

Company identity & structure

1 / 4
  • Business account application form — registration and ownership structure
  • Passport or government-issued ID for all directors, ultimate beneficial owners (UBO) and authorised representatives

Proof of address (POA)

2 / 4

A valid proof of address confirms the actual residential or office address of the business or its key persons.

  • Issued within the last three months: phone bill, utility bill or bank statement

Proof of business operations

3 / 4
  • Company website, lease agreement, tax documents and similar evidence of operations
  • Staff information and the company's KPI / performance-review structure

Source & use of funds

4 / 4
  • Source of wealth: agreements, invoices, financial statements, management accounts or a letter from a certified accountant
  • Use of funds: latest bank statement
01

Submit

Send the four document sets through the onboarding form or your account manager.

02

Review

Entity, UBO and business-profile checks, with follow-up questions if anything is missing. Timing is usually measured in business days.

03

Activate

Virtual accounts, conversion and payout corridors are enabled for your business, with ongoing monitoring afterwards.

Requirements can vary by entity type, jurisdiction and corridor. Licences and registrations vary by region — contact us for details.

Let's talk about your flows.

Where you collect, what you convert into, and whom you pay. We'll reply with coverage, indicative pricing and the onboarding checklist.

Websitewww.infiat.com

Service details, product features and the latest coverage.

Official emailhello@infiat.com

Business enquiries, feedback and support — we answer within one business day.